Applying for Public Service Loan Forgiveness & Completing the Process
The loans you are eligible to use must be included under the William D. Ford Federal Direct Loan Program. Beneath this overarching branch, you could be utilizing general direct subsidized and unsubsidized loans. Direct Stafford loans, both subsidized and unsubsidized, also qualify, as do Direct PLUS loans.
After you have completed the last of the 120 loan payments, you will then complete a form certifying your employment at one of the designated agencies. Remember, this includes many non-profit agencies, such as those that offer crucial services to the public (e.g. education, care for the elderly and disabled, law enforcement, public health, etc.). Unfortunately, non-profit organizations involving politics, religious instruction, or labor unions are not eligible.
If you have changed jobs during your 120 payment plan, you must obtain proof from every one of your employers demonstrating that both your role and the organization were eligible to the program.
Compassionate & Reliable Support
When you are applying for student loan forgiveness, you may be overwhelmed by filling out the complicated forms with all of their exceptions and conditional clauses. Rely on our team at McFarlin LLP to present all the information you need in a clear, understandable way.