Irvine Disability Discharge Attorneys
Moving Toward a Debt-Free Future
During this time of economic instability, the thought of paying massive
student loans may be incredibly stressful. If you are a student with disabilities,
you may feel even more burdened, having to make use of the job market’s
limited resources and opportunities for those with differentiated needs.
You may believe you have no choice but to repay every dollar you borrowed,
but you do have options. If you have a total and permanent disability,
you can contact one of our reliable and supportive disability discharge
lawyers in Irvine. Our empathetic attorneys are fully prepared to help
you obtain the financial relief you need during this difficult time. Trust
our team at
McFarlin LLP to be there with you every step of the way.
(949) 570-5025 or
contact us online for dependable, immediate support. We are ready to help you explore all
How Borrowers with Disabilities Can Achieve Financial Relief
Three primary ways you can achieve relief from student loans include:
Receiving a disability discharge. If your doctor writes a notice explaining that you are completely disabled
for the rest of your life, you will be eligible for this form of relief.
In addition to this requirement, you must not be earning income when you
apply for discharge or for the following three years. Once your application
has been accepted and you have successfully passed a monitoring period
of three years, then every one of your federal student loans will be erased.
Receiving traditional student loan relief. Many people do not realize they have
several options for relief from student loan debt. If you qualify for these programs, you can obtain
financial aid without the federal monitoring process, and you can begin
working whenever you want.
Applying for a combination of both disability discharge and traditional
loan relief. In most cases, students with disabilities are eligible for both types
of support. We strongly recommend applying for both kinds of student loan
coverage. This is because disability charges can sometimes take more than
six months to be completed, whereas the "regular" process often
provides immediate financial relief. Our lawyers are highly experienced
at helping our clients with disabilities smoothly transition from a traditional
loan repayment plan to a disability discharge.