Disability Discharge
  • $750 Million

    of Debt Discharged and Eliminated

  • 2,000+

    Bankruptcy Clients Represented

  • 99%

    Successful Debt Discharge Rate

Irvine Disability Discharge Attorneys

Moving Toward a Debt-Free Future

During this time of economic instability, the thought of paying massive student loans may be incredibly stressful. If you are a student with disabilities, you may feel even more burdened, having to make use of the job market’s limited resources and opportunities for those with differentiated needs.

You may believe you have no choice but to repay every dollar you borrowed, but you do have options. If you have a total and permanent disability, you can contact one of our reliable and supportive disability discharge lawyers in Irvine. Our empathetic attorneys are fully prepared to help you obtain the financial relief you need during this difficult time. Trust our team at McFarlin LLP to be there with you every step of the way.


Call (949) 570-5025 or contact us online for dependable, immediate support. We are ready to help you explore all your options.


How Borrowers with Disabilities Can Achieve Financial Relief

Three primary ways you can achieve relief from student loans include:

  1. Receiving a disability discharge. If your doctor writes a notice explaining that you are completely disabled for the rest of your life, you will be eligible for this form of relief. In addition to this requirement, you must not be earning income when you apply for discharge or for the following three years. Once your application has been accepted and you have successfully passed a monitoring period of three years, then every one of your federal student loans will be erased.
  2. Receiving traditional student loan relief. Many people do not realize they have several options for relief from student loan debt. If you qualify for these programs, you can obtain financial aid without the federal monitoring process, and you can begin working whenever you want.
  3. Applying for a combination of both disability discharge and traditional loan relief. In most cases, students with disabilities are eligible for both types of support. We strongly recommend applying for both kinds of student loan coverage. This is because disability charges can sometimes take more than six months to be completed, whereas the "regular" process often provides immediate financial relief. Our lawyers are highly experienced at helping our clients with disabilities smoothly transition from a traditional loan repayment plan to a disability discharge.

Zero Upfront Costs

Our empathetic advocates at McFarlin LLP understand the legal and financial challenges you may be experiencing. This is why we make sure to never charge any upfront fees so you can enter the repayment process gradually. With our experienced team on your side, you can finally gain the financial support you need, either through disability discharges, traditional income loan repayment plans, or both.

Contact us online or call (949) 570-5025 to schedule your free initial consultation with us today.

Hear What Our Clients Are Saying

Testimonials
  • “Everyone I dealt with at this firm was both caring and professional and I thank them.”

    - Len Brown
  • “Tim and his gang of awesome lawyers have helped my family the past five years.”

    - Whitie Rhodes
  • “Their representation was efficient and effective and things worked out in our favor.”

    - Madison Loyola
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