RV & Boat Debt
  • $750 Million

    of Debt Discharged and Eliminated

  • 2,000+

    Bankruptcy Clients Represented

  • 99%

    Successful Debt Discharge Rate

RV or Boat Loan Payments Out of Control?

If you are concerned about your RV or boat loan, the attorneys at McFarlin LLP can help you fashion an RV debt forgiveness program to work for your particular circumstances.

Before you even think of bankruptcy or other drastic measures to get rid of your debt, consider negotiated debt settlement as an alternative.

You Are Not Alone

Many people come up against financial hardships and unforeseen circumstances that cause them to fall behind in payments for many items, including recreational vehicles. Defaulting on an RV loan can mean repossession or even having to defend a lawsuit if the creditor is trying to collect the balance of the loan. Fortunately, with the right attorney assistance, people who owe lenders for their RVs may be able to obtain RV debt forgiveness through a negotiated debt settlement.

Many people get great enjoyment from owning recreational vehicles such as campers, trailers, boats, and ATVs, and decide to spend some of their hard-earned cash on items that make them happy. If you followed your passions and dreams but now find yourself upside down with an RV or vehicle loan, you are not alone. As the saying goes, hindsight is 20/20. Perhaps, like a lot of people, you purchased a hobby or recreational vehicle during a time in your life when your financial situation was more secure so financing your recreational vehicle seemed like the way to go. Then, due to a change in circumstances such as a job loss or other unforeseen challenge, you no longer can pay for your purchase.

When you first bought your recreational item, it is likely that lenders such as finance companies, banks, credit unions, and even the dealerships themselves were lining up to lend money to RV buyers just like you. And getting a loan was pretty easy. Maybe you were able to purchase your vehicle or boat after only putting a small percentage down, perhaps even less than 10 percent. If it was an impulse buy, you might not have shopped around for a better finance deal and ended up paying way too high an interest rate. Or perhaps you didn’t take into account all the operating, maintenance, licensing, and storage costs you would incur year after year. Now, you’ve hit a financial bump in the road, and you are not able to keep up with the payments.

Regardless of the Reason, You Need Help. McFarlin LLP Lawyers Help With RV Debt Forgiveness

RV debt forgiveness can be part of a loan debt settlement negotiation. As attorneys, we will review your financial situation and conduct a full debt analysis so we can fashion a debt settlement plan on your behalf. We then work with your creditors – including your RV financer — to work out a compromise that requires you to pay just a fraction of the loan balance. Because RV loans are often treated differently by lenders — they try to keep amounts high due to historically low rates of default on RV loans — we use our years of experience and know-how to settle the debt on your behalf.

Before you think about bankruptcy or some other drastic remedy to your debt issues, consult with a McFarlin LLP attorney to see what your options are. Call us at (949) 570-5025 or contact us online today for a free consultation. Our Irvine, California-based attorneys are ready to help.

Hear What Our Clients Are Saying

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