The Myth of "It Takes 10 Years To Restore Your Credit"
If you are in the process of filing for bankruptcy, or you have just completed the process, you may be confused about what to do next. How in the world can you restore your credit, especially when many credit repair companies claim it might take you more than 10 years to return to your original score?
You need to know that many companies spread these myths in order to make you feel compelled to use their services. In reality, even though bankruptcy will be listed on your report for a maximum of 10 years, you can still readily apply for new credit opportunities. In fact, your lower debt-to-income ratio will make you more eligible for credit than before bankruptcy.
Get Reliable Help From An Experienced Attorneys
While no magic technique can suddenly restore your credit to perfect health, an experienced credit repair attorney can guide you to the right solutions that will get your credit score back on track. McFarlin LLP offers many debt-relief solutions, including:
- Chapter 7 and chapter 13 bankruptcy
- Debt settlement
- Foreclosure defense
- Creditor harassment protection
- Loan modification
- and much more!