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How Do I Apply for a Home Loan Modification?

As a loan modification lawyer, many people ask me “how do I apply for a home loan modification?” Well, the short answer is, very carefully and deliberately! Loan modification is not a matter of simply putting in a request with the lender, it has become a long and drawn out […]

Hardship Letter Sample Loan Modification Example

As a loan modification attorney, clients often ask me for a loan modification hardship letter sample or example. In order to be considered for a loan modification, all borrowers must write a loan modification “hardship letter.”  The purpose of a loan modification hardship letter is to explain the challenges which […]

Legislation to give Judges Power to Modify Mortgages Likely to Fail

Controversial legislation that would give judges new power to rewrite home mortgages is on life support

Guidelines for new Home Affordable Foreclosure Alternatives Program (HAFA)

HAFA provides incentives in connection with a short sale or a deed-in-lieu of foreclosure (DIL) used to avoid foreclosure