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Dealing with Debt Collectors

No one wants the phone to ring if it is a debt collector calling. A call of this nature can only mean one thing: A bill is overdue, long overdue. While the knee-jerk reaction may be to run away from the problem, knowing your rights and the proper way to […]

What Makes Up Your FICO Score?

These percentages are based on the importance of the five categories of the general population. For particular groups of people, the relative importance of these categories may be different (for example, someone who has not been using credit for that long).