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How to save your home with Obama’s Foreclosure Plan 2009

Obama is offering economic relief to millions of home owners with his Foreclosure Plan as part of his economic stimulus package. The plan works on several levels.

Mortgage Cancellation Relief Act of 2007

To amend the Internal Revenue Code of 1986 to exclude from gross income of individual taxpayers discharges of indebtedness attributable to certain forgiven residential mortgage obligations.

Foreclosure Timeline in California

If you miss mortgage payments, the lender can decide to begin the foreclosure process.

Facing up to Foreclosure: A Consumers Guide

There are many reasons homeowners face difficulty in making mortgage payments: unexpected expenses, loss of overtime, unemployment, overspending, illness/injury, disability, death, marriage, childrearing, divorce, education, and relocation.