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Category: Budget & Debts

DECISION MAKING FOR PERSONAL INVESTMENT (part 2)

In the first stage, since individuals typically process information subjectively, it is interdependent with perception in the conceptual model. Additionally, in this first stage, perception and information directly affect judgment. Normally, before individuals can make a decision choice, they encode the information and develop a representation for the problem. In […]

Prevent Avoidable Debt with These Recommended Apps

There is a lot of talk these days about cost-conscious budgeting to prevent avoidable debt. In fact, we’ve shared many handy tips and tricks on this blog to prevent over-spending and to help you feel more in control of your household’s money management. Nowadays though, there is an abundance of […]

Forgiven Debt is Taxable Income

Surprising news for many American consumers out there: Forgiven debt is taxable income! When you’re buried in debt, the one saving grace is often creditor settlement. Creditors are often willing to negotiate a significant discount on a debt when they know that a consumer is unable to pay in full. […]

Pulling Yourself Out of Debt

Pulling yourself out of debt is always an uphill battle. However, with the right tools and mindset, you can start chipping away and eventually free yourself of debt. When you first set out to tackle your debt, consider four factors: Your debt strategy Downgrading opportunities Money-making opportunities Other ways to […]