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Posts in Budget & Debts

  • budgeting
    Nov 05 5 Ways to Cut Holiday Spending While in Debt

    The most wonderful time of the year can quickly become the most stressful time when you’re in debt. The holiday season often leads ...

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  • zombies
    Aug 03 Zombie Second Mortgages Haunting Homeowners with Foreclosures

    A nightmare trend that homeowners are seeing across the country is zombie second mortgages. Zombie second mortgages are rising ...

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  • legal
    Oct 18 What Debt to Income Ratio is Needed for Loan Modification

    As a loan modification attorney, many people ask me “what debt to income ratio is need for loan modification?” There is, ...

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  • legal
    Oct 16 Financial Worksheet for Loan Modification

    One of the biggest concerns for homeowners looking to keep their property out of foreclosure is the financial worksheet for loan ...

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  • legal
    May 10 A Debt Verification Letter Sample

    Debt verification is the right of every consumer. Under various state and federal laws, consumers have right to challenge their ...

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  • legal
    Dec 14 Pacific Coast National Bank, San Clemente, California, Closed by FDIC

    Pacific Coast National Bank, San Clemente, California, was closed today by the Office of the Comptroller of the Currency, which ...

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