Homeowners Bill of Rights | January 2013

As we get closer to January 2013 when California’s new Homeowner Bill of Rights will take effect, we want to make sure you understand your rights and are prepared to take advantage of the benefits. It’s a monumental change to the foreclosure process; California is the first to enact homeowner protections like these at the state […]

New Legislation in California: Homeowners Rights

This week marked a big legislative win for California homeowners. We’re celebrating it, and we’re here to help consumers understand its implications. Most importantly, the new California Homeowner Bill of Rights increases bank transparency and accountability, recalibrating the locus of control relating to foreclosures. In the past, Californians who contacted their banks were passed from […]

Stop Foreclosure | Save Home

With foreclosures at all time highs throughout the county, many homeowners are asking how to stop foreclosure and save their home. There is so much questionable information circulating today about how to stop foreclosure and save homes, we thought it would be a good idea to put together a list of your most likely options […]

Will Loan Modification Stop Foreclosure

With so many homeowners behind on mortgage payments and struggling to save their homes, many people are asking, will loan modification stop foreclosure? The short answer is yes! Loan Modification will stop foreclosure…if the lender agrees to it. Loan Modification Will Stop Foreclosure Generally, a loan modification to stop foreclosure is a voluntary arrangement between […]

Will Bankruptcy Stop Foreclosure? | Does Bankruptcy Stop Foreclosure?

As an Orange County and Los Angeles bankruptcy attorney, many people ask me, “Will bankruptcy stop foreclosure?” or “Does bankruptcy stop foreclosure?” The good news is, bankruptcy will stop foreclosure. There are two common ways a homeowner can file bankruptcy, chapter 7 and chapter 13. Foreclosure is affected differently by each, but will stop once […]

How Do I Apply for a Home Loan Modification?

As a loan modification lawyer, many people ask me “how do I apply for a home loan modification?” Well, the short answer is, very carefully and deliberately! Loan modification is not a matter of simply putting in a request with the lender, it has become a long and drawn out process of faxing paperwork and […]