Category: Mortgage Litigation

Stopping Foreclosure in California

Most homeowners believe the reason they’re behind on mortgage payments is important to their lender, but it is not.  Stopping foreclosure in California really has very little to do with why the homeowner stopped making payments.  It is much more about exercising legal rights, and working within the lenders guidelines to get the sale date […]

Attorney Kamala Harris

Last week, Attorney General Kamala Harris, who has fought for California homeowners and against big banks, was named one of the 100 most influential people in the world by TIME Magazine. Harris is 48 years old and is the first female, the first African American, and the first South Asian to ever be elected as […]

Home Affordable Refinance Program Extended

The government’s Home Affordable Refinance Program (HARP) was scheduled to expire at the end of April – until last week. The Obama administration’s program to help underwater borrowers, who are current with their mortgage payments, refinance at lower rates was extended an additional two years last week.  Regulators announced last Thursday, April 11th, that HARP […]

News from The Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau (CFPB), a government agency, recently released the nation’s largest public database of federal consumer financial complaints. This database includes details about more than 90,000 individual complaints on five types of products and services: consumer loans, bank accounts or bank services, mortgages, credit cards and student loans. The majority of complaints, […]

Rent vs. Buy A Home

The age-old “rent vs. buy a home” conundrum is something that most households face at some point. Is renting more financial conservative, or are you simply flushing money down the toilet with nothing to show for it after you move out? On the other hand, being saddled with a mortgage can be extremely financially cumbersome […]

Superstorm Sandy

The devastation caused by Superstorm Sandy this week is the worst that the eastern seaboard has seen in a long time, possibly the worst that New York City has ever experienced. Along with major water damage, debris and the mess caused by downed trees and electric lines, the damage to homes and personal property is […]