Category: Loan Modification

Orange County Loan Modification FAQs

We may be a decade out from the housing market crash of 2006, but there are still many Orange County homeowners who are at risk of losing their homes. If you have fallen behind on payments or are in danger of missing payments, it is crucial that you act quickly. There are a number of […]

Loan Modification: What You Need to Know

If you are in danger of falling behind on your home loan payments, it may be time to consider a loan modification. A loan modification allows for the re-structuring of the terms of your loan, including interest rate and the length of the payment plan. In some cases, a modification can even result in forgiveness […]

Loan Modification Tips for Orange County Homeowners

CA Real Estate Law

Getting a loan modification on your home is a great way to save money and protect your home from foreclosure. Many Orange County homeowners have even been able to reduce their monthly payments before they begin to fall behind on payments. However, a number of local homeowners have also lost a lot of money because […]

Latino Families Targeted in Loan Modification Scam

Many families facing foreclosure assume that they cannot afford a real estate attorney. The fact remains that mistakes made during the foreclosure process often prove costlier than the price of retaining a lawyer. Recently, a number of Latino families in Southern California who needed loan modifications ended up losing their homes because they were targeted […]

Loan Modification Tips for Homeowners

If your financial situation has changed since buying your home and you are no longer able to make payments, you may want to consider a loan modification. A successful loan modification will result in changes to your interest rate and the duration of your loan, making the payments more affordable. Not all loan modifications, however, […]

Foreclosure Rates in Southern California Drop Dramatically

When a homeowner begins to fall behind on payments, the lender may foreclose on the property to receive payment for their investment. Foreclosures rose significantly during the housing market crash of 2008. Since then, the housing market in Orange County has steadily improved and the number of foreclosures has decreased. According to a news report […]