Category: Foreclosure Issues

Southern California’s Foreclosure Work Running At One-Tenth Its Peak Pace

The ugly end of the previous business boom may still be sending economic flashbacks. The thing to be worried about is the undergoing extended economic upswing as the business boom is nearing its end, which could result in a slowdown, causing trouble for the real estate market. Despite the changes in the ongoing expansion, one […]

How Can A Foreclosure Defense Attorney Help Me Work With My Lender To Avoid Foreclosure?

If your lawyer has enough time to do so, he or she may be able to work with your bank to avoid the foreclosure process. There are a few different ways your lawyer can accomplish that outside of the court room. Loan modification: A loan modification is a written agreement between the lender and the […]

What Is Pre-Foreclosure?

Pre-foreclosure is actually not really a legal term. It’s something that lenders, debt collectors and trustee companies made up to make it sound like foreclosure is imminent but it’s not actually a term that you will find anywhere in the civil code or the foreclosure regulations. There is no such thing as legal pre foreclosure. […]

What Is A Short Sale?

A short sale is not a distress sale, it’s actually when the amount owed on a property, the total of all the mortgages, all the mortgages recorded on title, that amount is greater than the value of a property. For example, the first is $500,000, the second is $200,000 and there is a third for […]

Mortgage Foreclosure Defense

This is one of my favorite topics because this is really our niche. We love foreclosure defense cases and I’ll tell you why. Foreclosure is a very technical and a very regulation driven process. There are a lot of rules and regulations that apply to how a foreclosure in California must be conducted. Frankly, between […]

Loan Modification Programs

This is a question we get asked all the time. Clients want to know what loan modification programs are available for them to apply to and to get approved for. It’s a tough question. I’m going to categorize them into 2 main categories for you. The first is government related programs such as HAMP (Home […]