Gay Marriage and Bankruptcy

The nation’s largest federal bankruptcy court has declared that the 1996 Defense of Marriage Act is unconstitutional. The Defense of Marriage Act allows only male-female couples to claim federal marriage benefits and authorizes states to deny recognition to same-sex couples legally wed elsewhere. The money saving benefits given to male-female married couples include; joint income […]

Top Small Business Legal Mistakes

When you start a small business, it can either be the beginning of a dream or the beginning of your worst nightmare. To avoid the worst, one of the areas you must adequately address as a business owner is your legal vulnerability. When you own a business, the risks of the business can impact your […]

Seniors Retiring with Credit Card Debt

The economic recession has affected the financial plans of many retirees and has caused many seniors to delay retirement all together. Senior citizens like many other Americans, have relied on their credit cards to pick up the financial slack of a sluggish economy. For seniors however, the amount of credit card debt has been compounded […]

Private Student Loans Dischargeable in Bankruptcy

U.S. Sens. Al Franken (D-Minn.), Sheldon Whitehouse (D-R.I.), and Dick Durbin (D-Ill.), joined U.S. Reps. and Danny Davis (D-Ill.) and Steve Cohen (D-Tenn.) have brought forth legislation in both the Senate and the House that will reinstate fairness in student lending by treating privately issued student loans in bankruptcy the same as other types of […]

Rebuild Your Credit After Bankruptcy

It is common knowledge that filing for bankruptcy will damage your credit score.  What many people do not know is how to rebuild your credit after bankruptcy.  A bankruptcy can stay on your credit record for seven to ten years.  However, if you follow the steps I have outlined below, within about two years you […]

Tips for Auto Accident Victims in California

When you are involved in an auto accident, it is often difficult to keep your wits about you, especially if you are injured, in pain or worried about a passenger in your vehicle. Your first consideration is for your safety and the safety of your passengers. If you are in a high traffic area, set […]

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