Seniors Retiring with Credit Card Debt

The economic recession has affected the financial plans of many retirees and has caused many seniors to delay retirement all together. Senior citizens like many other Americans, have relied on their credit cards to pick up the financial slack of a sluggish economy. For seniors however, the amount of credit card debt has been compounded […]

Private Student Loans Dischargeable in Bankruptcy

U.S. Sens. Al Franken (D-Minn.), Sheldon Whitehouse (D-R.I.), and Dick Durbin (D-Ill.), joined U.S. Reps. and Danny Davis (D-Ill.) and Steve Cohen (D-Tenn.) have brought forth legislation in both the Senate and the House that will reinstate fairness in student lending by treating privately issued student loans in bankruptcy the same as other types of […]

Rebuild Your Credit After Bankruptcy

It is common knowledge that filing for bankruptcy will damage your credit score.  What many people do not know is how to rebuild your credit after bankruptcy.  A bankruptcy can stay on your credit record for seven to ten years.  However, if you follow the steps I have outlined below, within about two years you […]

Tips for Auto Accident Victims in California

When you are involved in an auto accident, it is often difficult to keep your wits about you, especially if you are injured, in pain or worried about a passenger in your vehicle. Your first consideration is for your safety and the safety of your passengers. If you are in a high traffic area, set […]

Bankruptcy & Your Credit Score

The current economy, along with the weak housing market has left millions of Americans subsidizing their incomes with their credit cards.  This is causing mounds of debt to be accrued for many people, with no way to get ahead financially.   It’s no surprise that the number of people filing for bankruptcy is up, and rising.  […]

Foreclosures Cause Home Prices to Drop

The price of homes in the United States has continued to plummet in the first three months of 2011, falling 4.6% since the end of 2010. According to the National Association of Realtors (NAR) the median price of a single family home has dropped to $158,700. Houses were not the only properties to suffer a […]

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