Foreclosure Rates in Southern California Drop Dramatically

When a homeowner begins to fall behind on payments, the lender may foreclose on the property to receive payment for their investment. Foreclosures rose significantly during the housing market crash of 2008. Since then, the housing market in Orange County has steadily improved and the number of foreclosures has decreased. According to a news report […]

The Difficulties of Mortgage Litigation

There are few experiences as stressful and life altering as having your home taken away. If you are one of the many Orange County families who are at risk of losing their home, it is important that you learn about your legal options. It is possible that you simply fell behind on payments and that […]

Frequently Asked Questions about Foreclosure

When a homeowner can no longer make payments, the lender will have to decide what actions to take to recover the balance of the loan. When a deal cannot be met and the homeowner has no way to catch up on late payments, the lender may begin the foreclosure process. During the foreclosure, the homeowner […]

Common California Earthquake Myths Busted

Southern California has had its fair share of earthquakes in the past, including a recent magnitude-5.1 quake centered in La Habra that got people thinking about the “Big One” again. And every time SoCal natives get earthquakes on their mind, they go through a routine of swapping earthquake safety tips while some even get into […]

Southern California Foreclosure Rates Ease Up

The number of foreclosures in Southern California continues to decrease. According to CoreLogic, an Irvine-based data firm, the share of homeowners in foreclosure as well as those who are 90 days or more behind on payments has shrank to a three-year low in Orange County. In fact, foreclosure rates in Orange County have dropped by […]

OC Real Estate Lawyer Answers Frequently Asked Questions about Loan Modification

A loan modification is a permanent change of the terms of a loan. It allows the loan to be reinstated and ideally will result in a payment plan that the borrower can afford. Can anyone apply for a modification of his or her loan? Banks do not offer modifications to everyone who wants them. Each […]

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