Tips to Avoid Predatory Home Loans In Orange County
It is a common misconception that predatory lending practices ended after the housing market crash. The truth is that buying and refinancing an Orange County home is still a complex and potentially hazardous ordeal. There are lenders out there who take advantage of homeowners. Failing to know how to avoid predatory home loans could cost […]
Orange County Loan Modification FAQs
We may be a decade out from the housing market crash of 2006, but there are still many Orange County homeowners who are at risk of losing their homes. If you have fallen behind on payments or are in danger of missing payments, it is crucial that you act quickly. There are a number of […]
Increasing Costs Could Drive People From Orange County
Many are worried that the rising cost of living in Orange County will force out current residents and deter people from moving here. Orange County is a much-sought-after real estate market, which is good news for current homeowners who can easily make their payments. But, it could spell disaster for renters who are barely getting […]
California Realtors Fight Back Against Mortgage Tax
The final version of the House Resolution Bill 22, known as the Surface Transportation Reauthorization and Reform Act of 2015, does not include the mortgage tax that was in the Senate’s version of the bill. The bill President Obama signed into law in December 2015 doesn’t include an extension of the higher guarantee fees that […]
California Zombie Foreclosure Rates Drop In 2015
No, this has nothing to do with The Walking Dead, but losing a house to foreclosure can be a harrowing experience. “Zombie foreclosures,” also referred to a “zombie titles” or “zombie properties,” are a phenomenon where a homeowner vacates a residence being foreclosed before the foreclosure is final.
New Program Helps First Time Homebuyers In Orange County
Owning a home has long been a major part of the American Dream. Unfortunately, maintaining a good credit score and having a stable income isn’t always enough to get you into your first home. According to California Housing Finance Agency (CalHFA) Executive Director Tia Boatman Patterson, “The lack of savings for a down payment is often the […]
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