At The McFarlin & Geurts, we make the California bankruptcy process as easy as possible so you can get the relief you need right away! Help is available either in person at one of our Southern California locations, or by mail and phone consultation with one of our bankruptcy lawyers in Los Angeles or Irvine . Our offices treat you with respect and understanding. Every case is handled in a friendly, supportive manner. We are always willing to help you and answer questions in plain English. We at the McFarlin & Geurts strive to be the best bankruptcy lawyers in California
Getting started is easy. Simply follow the instructions
below and someone will walk you through the entire process.
For FedEx or UPS packages, the physical address
is:
We will
review your case, probably have more questions for you,
and begin work to achieve your
objectives.
Please keep in mind, communication
is key, if you move or change phone numbers, it is very
important that you
let us
know so we can remain in contact with you.
The
Rest of the Process - To complete the process, you will be working closely with an attorney. Of
course all cases are different and no one can guarantee
a result in your particular case, but the following should
give you an idea of what to expect:
- Within
one week, you will receive an e-mail copy of your petition
for review and "signature pages" via US Mail for you to sign and mail back to the office. Your case is then ready
to file.
- Under the new California bankruptcy laws, you'll need to complete Credit Counseling and Education classes, which we help arrange. These classes can usually be completed online or over the telephone.
- Once
your case is filed, you will get an appointment with the "bankruptcy trustee" for your area approximately 30 days after your petition is filed.
- At
the meeting with the trustee, you will be asked a series
of simple questions which you should answer truthfully
and directly.
- Once
the trustee is satisfied, simply keep you address current
with the court, and wait for your discharge to arrive in
the mail; or begin making chapter 13 payments.
Fees -
Cases vary greatly in complexity, but most chapter
7 cases can be handled for a flat fee of $2,500.00 for all
legal
work. In addition, there is a $274 filing fee charged
by the bankruptcy court for every Chapter 7.
Chapter 7 fee
includes:
- An analysis of your individual
financial situation by an attorney, either in person or over
the telephone
- The preparation and filing of you
bankruptcy petition, all required bankruptcy schedules, and
your statement of financial affairs.
- Representation, by an attorney,
at the meeting with your bankruptcy trustee.
The fee for
chapter 13 varies, but, in most cases, can be paid largely
out of the chapter 13 plan to keep your up-front cost low.
Payment
Plans - Payment plans are available for both Chapter 7 and chapter 13 cases. We are
happy to work with you, we know what you're going through!
Please contact us for payment arrangements.
