The idea of “Debt Elimination” has gained widespread popularity lately with promises of the total disappearance of credit card debt. Obviously, this sounds too good to be true…you send some letters out to creditors and they just go away?

Well, it’s not going to happen (nice try though). The credit card companies may stop collection actions temporarily after receiving a “cease communication” letter from a consumer, but at some point they will sue. No Debt Elimination company will be able to represent you in court when that happens, they throw you out there to make ridiculous arguments about money not really existing on your own. Eventually creditors will sue and get judgments, which is much worse than dealing with the problem straightforwardly.

If you need legal advice on Debt Elimination, contact a Debt Elimination Lawyer today and start to rebuild your credit.

The good news…there are actions a consumer can take to strongly improve their position if litigation does occur. McFarlin & Geurts, LLP will take action on your behalf and represent you in any subsequent California credit card lawsuit. This area of law has become somewhat specialized and we have the experience to give you the best chance of winning against the credit card companies. It is not appropriate to discuss specific strategies publicly, but if you would like a free Debt Elimination consultation with an attorney please call the office.

If you’ve already been sued, we would also be happy to discuss defending you in any California lawsuit involving creditors…especially credit card companies.

Keep in mind, litigation is messy and expensive. Bankruptcy is often a much cleaner and less expensive option, but a Debt Elimination plan is now available through my law office for Consumers in California.